Born in Slough, Berkshire, Hutchinson joined the Chelsea youth academy at age nine and is now a third-year scholar. He turned professional in August 2006 and made his first appearance for the England under-18s in March 2007. Also able to play at centre-back, Hutchinson was also the second highest appearance maker in the Chelsea youth team one season.

Hutchinson made his first team debut for Chelsea on 13 May 2007 in a Premier League encounter with Everton. He was then taken on the first team tour of the United States, prior to the 2007–08 and 2009–10 seasons.

On 20 August 2007, Hutchinson signed a new four-year contract, keeping him at Stamford Bridge until 2011. On 18 July 2009, Hutchinson made a sub appearance in a pre-season game against Seattle Sounders, he came on for Ashley Cole in the second half. On July 26, 2009, he started for Chelsea against Club America. On 23 August 2009, Hutchinson made his second appearance in the Premier League as an 86th minute substitute against West London rivals Fulham. On 23 September 2009, Hutchinson made his first start and played until the 77th minute, being replaced by captain John Terry, against West London rivals Queens Park Rangers in the League Cup.